Pratt Community Checking Accounts

Select Checking

  • $50 minimum opening deposit
  • No minimum balance
  • Unlimited check writing
  • ATM Card
  • Online Banking
  • eStatement
  • Additional Services Available:
  • Check Card $1.00 per month
  • Overdraft Protection $1.00 per month
  • Personal Specialty Checks available
  • Paper Statements $2.00 per month
  • Bill Pay available with fee ($5.00 per month with 10 transactions and then $.70 each)

Advantage Checking

  • $500 minimum opening deposit
  • Unlimited check writing
  • Check Card
  • Online Banking
  • Image Statement/eStatement
  • 50% off Safe Deposit Box for new customers for one year
  • Additional Services Available:
  • Overdraft Protection $1.00 per month
  • Personal Specialty Checks available
  • Bill Pay available with fee ($5.00 per month with 10 transactions and then $.70 each)
  • This account has a monthly service fee of $5.00; Service fee waived with $500 daily balance
  • Service fee $5.00/month; waived for Student, Senior Account, and PRMC employees.

Premium Checking

  • $1,000 minimum opening deposit
  • Unlimited check writing
  • Check Card
  • Online Banking
  • Image Statement/eStatement
  • Personal Specialty Checks
  • Overdraft Protection
  • 50% off Safe Deposit Box for new customers for one year
  • Bill Pay
  • This account has a monthly service fee of $7.00; Service fee waived with $1,000 daily balance

Interest Checking

  • $800 minimum opening deposit
  • Unlimited check writing
  • Interest Bearing
  • Online Banking
  • Image Statement/eStatement
  • ATM Card
  • 50% off Safe Deposit Box for new customers for one year
  • Additional Services Available:
  • Check Card $1.00 per month
  • Bill Pay available with fee ($5.00 per month with 10 transactions and then $.70 each)
  • Personal Specialty Checks available
  • Overdraft Protection $1.00 per month
  • This account only requires a balance of $800 and if your balance falls below that, you will be charged $3.50 per month, plus 15 cents per debit.

Rewards Checking

  • Unlimited check writing
  • Check Card
  • Interest Bearing
  • Online Banking with Bill Pay
  • Image Statement/eStatement
  • Automatic transfers between accounts
  • Free Notary Services
  • Personal Specialty Checks
  • 50% off Safe Deposit Box for new customers for one year
  • No fees on Cashier Checks and Money Orders
  • Additional Services Available:
  • Overdraft Protection $1.00 per month
  • To qualify, you must have a $5,000 combined collected balance using your *checking account, savings account, money market account, CD’s and/or consumer installment loan balance. A monthly maintenance fee of $12.00 will be imposed every monthly statement cycle if the combined relationship balance falls below $5,000.00 any day of the cycle. Minimun to open is $100.
  • * First Advantage
  • * First Rewards
  • Senior Checking
  • First Interest Checking

Pratt Community Savings Accounts

Regular Savings Plan

    This account must be opened with $100. Interest is compounded daily, credited monthly, and may change at any time.You pay no monthly fee with a minimum daily balance of only $25. If the minimum is not met, a $3 monthly maintenance fee will apply. Three withdrawals will be allowed monthly with no service charge. You will be charged $2 for each additional withdrawal after the first three. Statements will be mailed in the month following the calendar quarter.

Piggy Bank Savings Plan

This account is open to our young customers who are age 14 and younger.

The account must be opened with $10 or more. Interest is paid monthly and may change at any time. Three withdrawals are allowed per month with no service charge. The account will be charged $0.50 for each additional withdrawal after the first three. There are no monthly service charges as long as a $10 balance is maintained. If the account falls below this, a $0.50 service charge will apply.

Pratt Community Mobile Banking

Here are some of the great services within our app:

  • With Mobile Deposit you can deposit checks anywhere, anytime.
  • Online Billpay:You can also pay your bills online. No more writing checks, buying stamps, or trips to the post office. Paying your bills is now just a click away!
  • Pay-A-Pal:you can send money to anyone, anywhere, anytime!
  • Download the app today: If you're an Apple or Android user, you can now download our free app from the Apple App Store or Google Play store.
  • Click on a button below to locate the app.
    Get it on Google Play Legacy Bank Mobile - LegacyBank

Pratt Community Kids Korner Services

Young Investor's Certificate of Deposit (CD)

    Our Young Investor's CD is designed to help youngsters age 18 and younger save. This CD requires a minimum deposit of only $100 and interest is based on an annual percentage rate. Our Young Investor's CD's have a three year maturity and early withdrawal penalties do apply. Our offering rates may change at any time. You can add to the CD at anytime with $25 or more. Friends and relatives can also add to the account. What an easy way to help young investors save for college, their first car, or for whatever the future may bring!

    Piggy Bank Savings Plan

    This account is open to our young customers who are age 14 and younger. The account must be opened with $10 or more. Interest is paid monthly and may change at any time. Three withdrawals are allowed per month with no service charge. The account will be charged $0.50 for each additional withdrawal after the first three. There are no monthly service charges as long as a $10 balance is maintained. If the account falls below this, a $0.50 service charge will apply.

Pratt Community Business Deposit Services

We offer solutions for all your business banking needs. Let us take care of the details as you determine your business goals. Some account types qualify for our Overdraft Protection products. Call our Pratt location today at 620.672.6421